Remember, taking insurance is an optional side bet, and your decision will depend on your own assessment of the situation.

You might want to consider the likelihood of the dealer actually having a blackjack based on the visible Ace and your own hand. Should I Use Insurance Bets?Īfter this brief lowdown on the basics, you may be thinking – is it always a good idea to take insurance? It’s a bit like having a backup plan for your chips, just in case things don’t go as planned (you can never be too careful). However, if the dealer doesn’t reveal a blackjack, you lose your insurance bet, but your main blackjack hand is still in play. This means if you bet $10 on insurance, you’d get $20 back – your $10 bet plus a $10 profit. If you’re correct and the dealer does indeed have a blackjack, your insurance bet pays off at a rate of 2:1. You’re making a side bet that compensates for the possibility of the dealer having a blackjack. This is where the strategic twist comes in.īy taking the insurance bet, you’re effectively hedging your bets. You’re betting that the dealer’s hidden card is worth 10 points, making their total hand value 21 – the all-powerful blackjack. Now, don’t worry, you’re not betting on your hand you’re actually wagering on the dealer’s hand.

It’s like saying, “Hold on, let me protect myself here.” This is when the casino offers you the chance to take an insurance bet. When the dealer’s up-card is an Ace, they could have a blackjack hidden beneath their second card. The best way is to think of it as a bit of a safety net, an insurance policy. Understanding the Basics of Insurance Betsĭue to the unpredictable nature of a game of dealer blackjack, it’s crucial to build your basic understanding of insurance bets before using them in the thick of the action. So let’s dive into the exciting world of the blackjack insurance bet and see how you can use it for yourself, whether you play blackjack online or at your local casino. If you’ve landed here, you’re likely intrigued by the enigmatic “insurance bets” in the game of blackjack and want to improve your understanding of the concept.Īnd to be honest, if used correctly, it can have a pretty decent impact on a game. Today, we’re going to be looking at blackjack insurance bets. There are not many games quite like blackjack, a true icon in land based and online casinos, where low-house advantage and strategy intertwine with excitement and unpredictability.

Blackjack insurance payout